HC Deb 23 January 1945 vol 407 c658W
Flight-Lieutenant Challen

asked the President of the Board of Trade on what grounds it has been decided that persons who were not insured under the Private Chattels Scheme of War Damage Insurance until 24th November, 1943, should be relieved from payment of premium for the period from 24th November, 1944, to 30th April, 1945, while persons who had been insured continuously from the inception of the scheme, on 1st May, 1941, are not to receive any relief.

Mr. Dalton

The principle followed was to extend without further premium the cover provided by existing policies, as and when they expired. Any other method of remitting premiums would have involved administrative labour and expenses out of all proportion to any advantage which might have been secured. The only practical alternative was to continue to charge premiums as before and this, in view of the reduced risk, seemed to me unjustifiable.