HC Deb 30 April 1941 vol 371 c452W
Mr. Naylor

asked the Minister of Transport whether, in view of the increased number of road accidents, and in order to add to the sense of personal responsibility on the part of drivers generally, he will consider the advisability of limiting, by legislation or order, insurance against compensation claims to 80 or 75 percent. of the full amount payable in successful claims?

Lieut.-Colonel Moore-Brabazon

I think the present system, under which insurers encourage safe driving and the sense of personal responsibility by imposing an "excess" or offering a "no claim bonus" according to claims experience, is preferable to a position under which, in many instances, an injured third party would be able to recover only 80 or 75 percent. of the compensation awarded to him.