§ Mr. Gardiner
To ask the Chancellor of the Exchequer what measures his Department has taken to prevent investment companies offering child trust funds from offering reduced services to customers who do not invest the maximum sum permitted. 
§ Ruth Kelly
Providers who want to offer child trust fund accounts will need to be approved by the Inland Revenue and will have to satisfy various conditions. All Child Trust Fund providers will be required to offer a stakeholder account. This will mean that a simple, low cost, accessible and risk-controlled account will be available for all. Full details of this and other conditions, such as the requirement for all children to receive annual statements, will be set out in the child trust fund regulations. We will publish draft regulations during the passage of the Child Trust Funds Bill, which is currently going through Parliament.