HL Deb 24 February 2004 vol 658 cc45-7WA
Baroness Greengross

asked Her Majesty's Government:

What number and proportion of pensioners are (a) homeowners with a mortgage; (b) homeowners without a mortgage; (c) tenants; and (d) living in other circumstances. [HL1234]

The Parliamentary Under-Secretary of State, Department for Work and Pensions (Baroness Hollis of Heigham)

The Family Resources Survey can provide estimates for 2002–03 covering the United Kingdom. This information is presented in the table below.

Proportion and number of pensioner benefit units by tenure type
Number of pensioner benefit units Proportion of pensioner benefit units
Tenure (millions) (per cent)
Homeowner with mortgage 0.9 10
Homeowner without mortgage 5.1 58
Tenants 2.3 26
Other 0.5 6
Total 8.8 100
Sample size 10,389

Source:

Family Resources Survey, 2002–03

1. All figures are estimates and are taken from the Family Resources Survey (FRS). The latest year for which data are available is 2002–03. Percentages have been rounded to the nearest percentage point and numbers of pensioners have been rounded to the nearest 100,000 benefit units.

2. A benefit unit is defined as a single adult or a couple living as married and any dependent children.

3. A pensioner benefit unit has been defined as any benefit unit which contains at least one member who is 60 years old or over. This definition ties in with qualification conditions for the pensioner premium for benefits.

4. The Other tenure category covers pensioner benefit units that do not include the householder, for example those living with a son or daughter who is the householder, and households occupied as rent-free or squatting.

5. The estimates are based on sample counts that have been adjusted for non-response using multi-purpose grossing factors that control for tenure type, council tax band and a number of demographic variables. Estimates are subject to sampling error and remaining response bias.

6. Figures may not sum due to rounding.

Baroness Greengross

asked Her Majesty's Government:

What number and proportion of pensioners who are receiving one or more income-related benefits are (a) homeowners with a mortgage; (b) homeowners without a mortgage; (c) tenants; and (d) living in other circumstances. [HL1235]

Baroness Hollis of Heigham

The Family Resources Survey can provide estimates for 2002–03 covering the United Kingdom. This information is presented in the table below.

Proportion and number oj pensioner benefit units by tenure type for those benefit units receiving at least one income related benefit
Number of pensioner benefit units Proportion of pensioner benefit units
Tenure (millions) (per cent)
Homeowner with mortgage 0.1 6
Homeowner without mortgage 0.6 25
Tenants 1.7 65
Other 0.1 4
Total 2.5 100
Sample size 3,150

Source:

Family Resources Survey, 2002–03

1. All figures are estimates and are taken from the Family Resources Survey (FRS). The latest year for which data are available is 2002–03. Percentages have been rounded to the nearest percentage point and numbers of pensioners have been rounded to the nearest 100,000 benefit units.

2. A benefit unit is defined as a single adult or a couple living as married and any dependent children.

3. A pensioner benefit unit has been defined as any benefit unit which contains at least one member who is 60 years old or over. This definition ties in with qualification conditions for the pensioner premium for benefits.

4. The Other tenure category covers pensioner benefit units that do not include the householder, for example those living with a son or daughter who is the householder, and households occupied as rent-free or squatting.

5. Income related benefits include the following benefits:

  • Housing-benefit
  • Council tax benefit in Great Britain
  • Rates Rebate in Northern Ireland
  • Extended payment of housing benefit
  • Extended payment of council tax benefit in Great Britain
  • Income support/minimum income guarantee
  • Income-based jobseeker's allowance
  • Social fund grant for funeral expenses
  • Social fund grant for maternity expenses
  • Social fund grant for community care
  • Back to work bonus
  • Child maintenance bonus

6. Benefit receipt is based on self-assessment and therefore may be subject to misreporting. There is evidence to suggest that some pensioner respondents to the Family Resources Survey may not correctly identify which benefits they are receiving, in particular minimum income guarantee being recorded under retirement pension; this may cause an under-reporting on income-related benefits.

7. The estimates are based on sample counts that have been adjusted for non-response using multi-purpose grossing factors that control for tenure type, council tax band and a number of demographic variables. Estimates are subject to sampling error and remaining response bias.

8. Figures may not sum due to rounding.

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