§ Mr. Denham
To ask the Secretary of State for Social Security if he will estimate the expenditure in(a) 2010, (b) 2020 and (c) 2030 on (i) national insurance rebates paid to members of appropriate personal pension schemes and (ii) the additional national insurance rebate paid to members of appropriate 79W personal pensions relative to that paid to members of contracted-out money purchase schemes. 
§ Mr. Arbuthnot
The table shows estimates for the expenditure in 2010, 2020 and 2030 on the national insurance rebate payable to members of appropriate personal pension schemes using assumptions consistent with those used for the report by the Government Actuary on the "Financial Provisions of the Bill on the National Insurance Fund", Cm 2714. The rebate rates quoted in that report are provisional and will be reviewed before age related rebates come into effect in April 1997.
It is not possible to provide a valid estimate of additional expenditure on the national insurance rebates paid to members of APPS compared to what would have been paid if they had received rebates designed for members of contracted-out money purchase schemes. This is because total numbers of people with APPS would be likely to reduce significantly in those circumstances. The rebates for APPS will be set at a higher level than those for COMPS to reflect higher levels of providers' expenses and the delay in payment by the DSS of a greater part of the rebate. If the rebate for APPS failed to reflect these factors, it would not generally be worthwhile for people to take out or for providers to offer APPS.
Year Expenditure in £ billion (1994–95 prices) 2010 2.7 2020 2.5 2030 2.2