Home Ownership (Hansard, 7 March 1990)

§ Mr. Austin Mitchell
To ask the Secretary of State for the Environment, further to table 6.2 of the general household survey for 1986, whether he will publish in theOfficial Report the figures for each country in 1986 with the relevant base together with an estimate for the years 1987, 1988 and 1989 together with a forecast for 1990.

§ Mr. Chope
The information from the 1986 and 1987 general household surveys is as follows:
Trends 1989" for 1988 and a forecast for 1989, together with figures showing the average dwelling price for mortgages taken out by sitting tenants of local authorities in each year.

§ Mr. Chope
The information requested is listed in the table:
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1988 1989

Index of dwelling prices 1985 = 100 1988 All All excl. Local Authority Sitting Tenants Local Authority Sitting Tenants First Time Buyers Index dwelling prices 1985 = 100 1989 All All excl. Local Authority Sitting Tenants Local Authority Silting Tenants First Time Buyers

£ £ £ £ £ £ £ £

East Midlands 159 40,500 42,600 14,800 28,700 207 49,400 53,200 18,900 36,600

East Anglia 189 57,300 60,700 20,800 40,700 221 64,600 68,700 26,600 48,500

South East ¹ 74,000 77,900 28,100 56,200 ¹ 81,900 87,900 33,400 61,700

Greater London 187 77,700 83,000 28,400 63,100 203 82,400 90,500 33,600 66,800

Rest of South East 187 72,600 75,900 28,000 52,200 216 81,600 86,700 33,300 58,800

South West 181 58,500 61,700 20,800 41,400 219 67,000 71,200 25,300 48,300

West Midlands 167 41,700 44,800 13,800 28,100 219 49,800 55,500 16,900 34,300

North West 137 34,100 35,200 12,100 24,200 184 42,100 44,600 13,600 29,000

England 172 52,000 54,600 19,700 38,000 207 58,500 62,800 22,100 43,000

Wales 142 34,200 36,300 13,100 25,700 193 43,000 48,000 16,200 31,800

Scotland 122 31,500 36,200 12,400 21,700 144 35,400 42,300 12,800 22,600

Northern Ireland 118 29,900 31,000 9,400 24,800 124 30,300 32,800 9,800 24,300

Source:—5 per cent. Sample Survey of Building SocietyMortgages at completion stage.
¹ Not Available

§ Mr. Austin Mitchell
To ask the Secretary of State for the Environment whether he will publish in theOfficial Report his estimate of the figures in table 5.13 of "Regional Trends 1989" for 1988 and a forecast for 1989, together with the ratio of mortgages to the private dwelling stock in each year and in 1983.

All Building Society Borrowers First Time Borrowers

Numbers of loans¹ (000's) Average recorded income £ Average percentage of price advanced Percentage of advances over £30,000 Percentage of all loans Average deposit £

(a) 1988

United Kingdom 1,232 15,700 68 45 47 5,400

Northern 75 12,700 75 18 47 2,600

Yorkshire and Humberside 135 12,500 72 21 47 3,300

East Midlands 91 13,500 68 33 46 4,400

East Anglia 40 15,500 62 58 42 6,800

South East 362 20,700 66 78 47 8,600

Greater London 105 23,500 71 83 60 9,300

Rest of South East 257 19,500 63 76 42 8,200

South West 116 15,600 62 60 40 8,000

West Midlands 104 13,900 68 35 48 4,200

North West 144 13,300 73 23 48 3,200

England 1,067 16,000 67 49 46 5,800

Wales 54 12,500 73 25 51 3,600

Scotland 89 13,900 76 25 53 2,800

Northern Ireland 23 13,000 79 18 63 3,600

(b) 1989

United Kingdom 866 17,200 67 52 52 6,800

Northern 55 14,100 69 29 47 3,400

Yorkshire and Humberside 95 14,500 69 38 49 4,600

East Midlands 54 15,700 68 52 51 5,500

East Anglia 25 18,600 66 70 53 8,200

South East 224 22,800 66 78 54 11,400

Greater London 69 25,300 72 79 64 12,300

Rest of South East 155 21,700 63 78 49 10,900

South West 65 17,600 63 71 49 9,400

West Midlands 76 15,700 66 50 53 5,600

North West 122 14,900 69 38 50 3,900

England 721 17,700 67 56 51 7,300

Wales 41 14,700 68 40 57 5,800

Scotland 84 15,000 73 31 56 3,700

Northern Ireland 20 13,900 77 18 64 4,400

Source: Five per cent. Sample Survey of Building Society Mortgages at completion stage.
¹ Monthly Survey of Building Society Mortgage approvals and completions.
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§ Mr. Chope
The information is listed in the table. In Great Britain the proportions of owner-occupier households with mortgages in 1983 and 1988 were 58 per cent. and 63 per cent., respectively. Estimates for 1989 are not yet available.

	1988	1989
	Index of dwelling prices 1985 = 100 1988	All	All excl. Local Authority Sitting Tenants	Local Authority Sitting Tenants	First Time Buyers	Index dwelling prices 1985 = 100 1989	All	All excl. Local Authority Sitting Tenants	Local Authority Silting Tenants	First Time Buyers
		£	£	£	£		£	£	£	£
East Midlands	159	40,500	42,600	14,800	28,700	207	49,400	53,200	18,900	36,600
East Anglia	189	57,300	60,700	20,800	40,700	221	64,600	68,700	26,600	48,500
South East	¹	74,000	77,900	28,100	56,200	¹	81,900	87,900	33,400	61,700
Greater London	187	77,700	83,000	28,400	63,100	203	82,400	90,500	33,600	66,800
Rest of South East	187	72,600	75,900	28,000	52,200	216	81,600	86,700	33,300	58,800
South West	181	58,500	61,700	20,800	41,400	219	67,000	71,200	25,300	48,300
West Midlands	167	41,700	44,800	13,800	28,100	219	49,800	55,500	16,900	34,300
North West	137	34,100	35,200	12,100	24,200	184	42,100	44,600	13,600	29,000
England	172	52,000	54,600	19,700	38,000	207	58,500	62,800	22,100	43,000
Wales	142	34,200	36,300	13,100	25,700	193	43,000	48,000	16,200	31,800
Scotland	122	31,500	36,200	12,400	21,700	144	35,400	42,300	12,800	22,600
Northern Ireland	118	29,900	31,000	9,400	24,800	124	30,300	32,800	9,800	24,300

			All Building Society Borrowers	First Time Borrowers
	Numbers of loans¹ (000's)	Average recorded income £	Average percentage of price advanced	Percentage of advances over £30,000	Percentage of all loans	Average deposit £
(a) 1988
United Kingdom	1,232	15,700	68	45	47	5,400
Northern	75	12,700	75	18	47	2,600
Yorkshire and Humberside	135	12,500	72	21	47	3,300
East Midlands	91	13,500	68	33	46	4,400
East Anglia	40	15,500	62	58	42	6,800
South East	362	20,700	66	78	47	8,600
Greater London	105	23,500	71	83	60	9,300
Rest of South East	257	19,500	63	76	42	8,200
South West	116	15,600	62	60	40	8,000
West Midlands	104	13,900	68	35	48	4,200
North West	144	13,300	73	23	48	3,200
England	1,067	16,000	67	49	46	5,800
Wales	54	12,500	73	25	51	3,600
Scotland	89	13,900	76	25	53	2,800
Northern Ireland	23	13,000	79	18	63	3,600
(b) 1989
United Kingdom	866	17,200	67	52	52	6,800
Northern	55	14,100	69	29	47	3,400
Yorkshire and Humberside	95	14,500	69	38	49	4,600
East Midlands	54	15,700	68	52	51	5,500
East Anglia	25	18,600	66	70	53	8,200
South East	224	22,800	66	78	54	11,400
Greater London	69	25,300	72	79	64	12,300
Rest of South East	155	21,700	63	78	49	10,900
South West	65	17,600	63	71	49	9,400
West Midlands	76	15,700	66	50	53	5,600
North West	122	14,900	69	38	50	3,900
England	721	17,700	67	56	51	7,300
Wales	41	14,700	68	40	57	5,800
Scotland	84	15,000	73	31	56	3,700
Northern Ireland	20	13,900	77	18	64	4,400