§ 118. Mr. Sparksasked the Chancellor of the Exchequer if he will take steps to prohibit the growing practice of some insurance companies who, without requiring medical evidence, insure the lives of old-age pensioners who, at the time, were suffering from diseases which invalidate the claims at death.
§ Mr. R. A. ButlerNo. As far as industrial assurance policies are concerned there is nothing new in the practice of insuring without medical examination. The Industrial Assurance and Friendly Societies Act, 1948, provides that a company or society cannot repudiate liability on health grounds in the case of a policy issued after 30th June, 1948, unless the proposer made an untrue statement or withheld information on some health matter within his knowledge.