HL Deb 17 July 1974 vol 353 cc1203-16

6.56 p.m.

LORD GARNSWORTHY

My Lords, I beg to move that the House do again resolve itself into Committee on the Bill.

Moved, that the House do now again resolve itself into Committee.—(Lord Garnsworthy.)

On Question, Motion agreed to.

House in Committee accordingly.

[The EARL OF LISTOWEL in the Chair.]

Schedule 4 [Declaration of housing action areas by Greater London Council]:

On Question, Whether Schedule 4 shall be the fourth Schedule to the Bill?

BTRONESS YOUNG

I beg to move to leave out Schedule 4.

THE CHAIRMAN OF COMMITTEES (THE EARL OF LISTOWEL)

The Question is. That Schedule 4 be the fourth Schedule to the Bill. As many as are of that opinion will say Content, to the contrary, Not-Content.

BARONESS YOUNG

Not-Content.

LORD RAGLAN

Content.

THE CHAIRMAN OF COMMITTEES

I think the Not-Contents have it.

BARONESS YOUNG

If I have misunderstood, I apologise and it must be entirely my fault. I spoke to this Amendment on an earlier Amendment, and that is why I moved it formally. If I may add a further explanation, the Amendment to which I spoke earlier—whose number I am afraid I do not at this moment recall, but the issue in point concerns the Greater London Council—was accepted by the Government and this is a linked Amendment with the Schedule.

LORD HUGHES

Surely what the noble Baroness did was correct. The Motion was, That this be the Schedule to the Bill and she therefore was Not-Content because she did not want it to be a Schedule to the Bill.

THE CHAIRMAN OF COMMITTEES

Then it was correct, and the Schedule is out.

On Question, Schedule 4 disagreed to.

Schedule 5 [General improvement areas]:

6.58 p.m.

LORD GARNSWORTHY moved Amendment No. 58A: Page 117, line 43, leave out ("section") and insert ("sections").

The noble Lord said: This Amendment and Amendment No. 58B are consequential on the clauses that we dealt with at our last Sitting. They provide for the conversion of priority neighbourhoods into general improvement areas and for the incorporation of parts of priority neighbourhoods into general improvement areas. I trust the Committee will accept them as consequential to Clauses 49A and 50.

BARONESS YOUNG

Do I understand that the noble Lord, Lord Garnsworthy, was speaking also to Amendment No. 58B?

LORD GARNSWORTHY

. That is so.

BARONESS YOUNG

I should like to ask one question. We in fact discussed the question of priority neighbourhoods and I do not understand why, when a map is to be marked which includes a general improvement area and within that general improvement area there is to be ' a priority neighbourhood, that section should then be referred to as "priority land". It seems to me to be rather confusing. Would it not be better to call it a priority neighbourhood. Perhaps the noble Lord could explain this point.

LORD GARNSWORTHY

Off the cuff I cannot give an explanation, likely to satisfy the noble Baroness, Lady Young, this evening. I thought we had covered this last Monday when we dealt with it. The noble Baroness is coming to see me to-morrow; perhaps we could discuss this in detail then.

BARONESS YOUNG

I am quite happy to discuss it in detail. I am not questioning the point about a priority neighbour- hood, a term I understand we did discuss before. I am concerned only about the new term "priority land", which might be confusing to people as it is different from the one we discussed before. I am quite happy to leave it until to-morrow.

LORD GARNSWORTHY

I take the point of the noble Baroness. If she is not satisfied with the point to-morrow, we can come back to it.

On Question, Amendment agreed to.

LORD GARNSWORTHY

I beg to move Amendment No. 58B.

Amendment moved—

Page 117, line 47, at end insert— ("29B.—(1) If a local authority, propose, by a preliminary resolution under section 28(1) of this Act, to declare their intention that an area should become a general improvement area and that area consists of or includes land which, immediately prior to the declaration, is comprised in a priority neighbourhood declared under Part VA of the Housing Act 1974, they shall indicate on the map referred to in (he said section 28(1) the land which is so comprised (in this section referred to as "priority land"). (2) If a local authority, by a confirmatory resolution under section 28(2) of this Act, confirm a preliminary resolution and declare as a general improvement area an area which, immediately prior to the declaration, consists of or includes priority land, then, with effect from the date on which the confirmatory resolution is passed, the priority land shall be deemed, as the case may require, either—

  1. (a) to have ceased to be a priority neighbourhood by virtue of a resolution passed on that date under section 38(3) of the Housing Act 1974 (as it applies in relation to such a neighbourhood by virtue of section 49C of that Act); or
  2. (b) to have been excluded from the priority neighbourhood concerned by virtue of a resolution passed on that date under section 39(1) of that Act (as it applies in relation to such a neighbourhood by virtue of the said section 49C).").—(Lord Carnsworthy.)

On Question, Amendment agreed to.

BARONESS YOUNG

Amendment No. 59 is consequential. I beg to move.

Amendment moved— Page 118, leave out paragraph 5(i).—(Baroness Young.)

LORD GARNSWORTHY

I must make clear with regard to Amendments Nos. 59. 60 and 61 that we are unhappy at the decision made by the Committee in regard to the Greater London Council's powers on housing action areas. I do not propose to resist the Amendment that the noble Baroness, Lady Young, is moving, but I must make our position clear in case we need to come back to it at a later stage.

On Question, Amendment agreed to.

BARONESS YOUNG

I beg to move Amendment No. 60.

Amendment moved— Page 119, line 9, leave out from beginning to ("in") in line 16.—(Baroness Young.)

On Question, Amendment agreed to.

THE EARL OF LISTOWEL

Before I call Amendment No. 61 I should point out to the Committee that if this Amendment is agreed to, I cannot call Amendment 61 A.

BARONESS YOUNG

I beg to move Amendment No. 61.

Amendment moved— Page 119, line 25, leave out from beginning to end of line 39 on page 120.—(Baroness Young.)

On Question, Amendment agreed to.

Schedule 5, as amended, agreed to.

Schedules 6 and 7 agreed to.

Schedule 8 [Provisions to be substituted for subsection (1) of section 60 of the Housing Act 1957]:

7.5 p.m.

LORD GARNSWORTHY moved Amendment No. 62: Page 123, line 36, leave out from ("and") to end of line 39 and insert ("the house or dwelling to which the notification relates is included in the compulsory purchase order or clearance order as confirmed by the Secretary of Stale and, in the case of a compulsory purchase order, is so included as being unfit for human habitation, then, according to the nature of the notification, the local authority shall make a payment under this section in respect of the house or dwelling, namely").

The noble Lord said: In speaking to Amendment No. 62 I should like to speak at the same time to Amendments Nos. 63 and 64. Schedule 8 sets out the revised provisions to be substituted for subsection (1) of Section 60 of the Housing Act, 1957, which currently empowers the Secretary of State to direct a payment if he is satisfied that an unfit house which is included in a confirmed slum clearance compulsory purchase order or clearance order, has been well maintained.

Under the new procedure, local authorities will themselves decide in the first instance whether such houses had been well maintained. Paragraph (l)(a) of Schedule 8 requires the authority in the order to notify their decision to every owner and occupier of an unfit house. Paragraph (1C) as drafted places a duty on the authority to make a well maintained payment in respect of any property which was the subject of a notification under paragraph (1A)(a) to (d), that is, where a payment for good maintenance in their view is justified if the relevant compulsory purchase order or clearance order is confirmed by the Secretary of State. Of course, such a payment should be made only if the particular property affected is included in the confirmed compulsory order or clearance order.

This Amendment ensures that no payment shall be made if the property is either excluded from the compulsory purchase order or clearance order on confirmation by the Secretary of State, or is reclassified by him as not being an unfit house. Amendments Nos. 63 and 64 are consequential. I hope the Amendment will commend itself to the Committee.

On Question, Amendment agreed to.

LORD GARNSWORTHY

I beg to move Amendment No. 63.

Amendment moved— Page 123, line 41, after ("subsection") insert ("a payment").—(Lord Garnsworthy.)

On Question, Amendment agreed to.

LORD GARNSWORTHY

I beg to move Amendment No. 64.

Amendment moved— Page 123, line 43, after ("notification") insert ("a payment").—(Lord Garnsworthy.)

On Question, Amendment agreed to.

Schedule 8, as amended, agreed to.

Schedule 9 [Option Mortgages: Amendments of Part II of Housing Subsidies Act 1967]:

7.8 p.m.

LORD HUGHES moved Amendment No. 64A:

Page 124, line 22, at end insert—

("—. (1A) In paragraph (c) of subsection (3) of that section (declaration by borrowers as to use of land, etc.),—

  1. (a) for the words "and the land" there shall be substituted the words "that the amount of the loan will not exceed the appropriate limit determined under section 24A of this Act and that, before the expiry of the period of 12 months beginning on the date referred to in paragraph (b) of this subsection, the land"; and
  2. (b) for the words from "being the borrower" to "one of them)", in the second place where those words occur, there shall be substituted the words "or persons in such 1208 circumstances that the residence condition in section 24B of this Act is fulfilled";
and at the end of that paragraph there shall be added the words "and (d) that, if the borrower or, in the case of joint borrowers, any of them is married and is not treated for income tax purposes as living apart from his spouse, the borrower or, as the case may be, each of those joint borrowers and (in either case) his spouse have signed and delivered to the lender a declaration either that there is no existing loan—
  1. (i) the whole or any part of the interest on which is payable (whether alone or jointly with any other person) by the spouse; and
  2. (ii) in respect of which an option notice for the time being has effect or in respect of which a claim for relief has been or is to be made under section 75 of the Finance Act 1972 (relief for payment of interest); and
  3. (iii) which relates to, or was made with a view to the repayment of a previous loan which related to, land used wholly or mainly for the purposes of a dwelling (not being the dwelling to which the declaration under paragraph (c) above relates) which is that spouse's only or main residence or a caravan so used,
 or that such a loan does exist but the spouse intends that, within the period of 12 months beginning on the date referred to in paragraph (b) above, the dwelling referred to in subparagraph (iii) above will cease to be the spouse's only or main residence.")

The noble Lord said: I beg to move Amendment No. 64A and to associate with it Amendments Nos. 64B, 64C and 64D. These Amendments to Part II of the Housing Subsidies Act 1967, which deals with option mortgages, are consequential upon restrictions on tax relief on interest contained in the Finance Bill now before Parliament. The Minister for Housing and Construction announced on June 26 that restrictions similar to those placed on tax relief on interest would be placed on the availability of option mortgage subsidies. The intention underlying the Amendments is simple. Option mortgage subsidy will not in future be available for very large loans, or for loans for what may generally be described as second homes. The option mortgage scheme was introduced primarily to help the less well off whose income is not large enough for them to enjoy the full extent of tax relief on mortgage interest.

The new restrictions embodied in these Amendments will not affect this sort of borrower, but the option mortgage scheme is open to any borrower irrespective of income or house price. For these reasons, it is essential to amend the scheme and to close a loophole by which someone who wants a mortgage and is ineligible for tax relief could obtain an option mortgage subsidy. The Amendments are unavoidably lengthy because the limitations involve adaptation of the scheme as a whole. But representatives of the lenders who have been consulted have not found the proposed changes unacceptable on administrative or other grounds. In practice, the limitations should normally involve little more than a signature on a statutory form by an applicant indicating his loan is eligible for subsidy, and a notification from the borrower to his lender if this loan ceases to be eligible.

Finally, as the Committee will know, when the Minister for Housing and Construction announced the restrictions he said there would be transitional payments so that existing option mortgages which do not meet the new requirements would cease to attract subsidy after April 5, 1980. This parallels the tax relief transitional arrangements. Any option mortgage taken out after the date of his announcement but before the appointed day when the restrictions come into operation, which did not meet the new requirements, would cease to attract subsidy at the end of a period of three months after the appointed day. The appointed day will be as soon as possible after enactment of this Bill. Unfortunately it has not been possible to table Amendments covering these transitional arrangements and certain special cases in time for this stage of the Bill. But the Government intend to table Amendments to that end for Report stage. I beg to move.

BARONESS YOUNG

I am grateful to the noble Lord, Lord Hughes, for his explanation, and, of course, for sending me a note on this clause. I appreciate that this brings it in line with the proposals the Chancellor of the Exchequer made in his Budget about tax relief on mortgages, and of course on the option mortgage scheme. I wonder whether I could ask one question about this matter of second homes. I appreciate that there is a long list of relatives who can occupy a second home and that there will be regulations on this matter. Does this cover the point of somebody who buys a house for a retirement home with the intention of living in it within two or three years, or is this altogether excluded from it?

LORD HUGHES

I am not absolutely certain about this. I think the position referred to by the noble Baroness is not excluded by these provisions, but I am not absolutely certain of it, and if it should turn out that in fact the answer is other than I am indicating at the moment I will certainly let the noble Baroness know in ample time before the next stage.

On Question, Amendment agreed to.

7.12 p.m.

LORD HUGHES

My Lords, I beg to move Amendments Nos. 64B, 64C and 64D.

Amendments moved— Page 124, line 24, leave out ("paragraph") and insert ("paragraphs"). Page 124, line 26, at end insert— ("(ix) if subsection (5) of section 24B of this Act applies, the expiry of the period of one month beginning with the date on which the lender receives a notification (or, if he receives more than one notification, the first notification) under that subsection or, if he does not receive such a notification, the date on which the lender first becomes aware that the residence condition is not fulfilled as mentioned in that subsection; (x) if subsection (6) of section 24B of this Act applies and the lender receives a notification in accordance with that subsection, the expiry of the period of twelve months beginning with the date specified in that notification, and if that subsection applies but the lender does not receive such a notification, the expiry of the period of one month beginning with the date on which the lender first becomes aware that the residence condition is not fulfilled as mentioned in that subsection.") Page 125, line 18, at end insert— ("1A. After section 24 there shall be inserted the following sections:—

"The appropriate limit for loans

24A.—(1) In relation to a loan in respect of which an option notice has been signed (in this section referred to as "the relevant loan") the appropriate limit referred to in paragraph (c) of subsection (3) of section 24 of this Act is £25,000 reduced by the amount or, as the case may require, the aggregate amount outstanding by way of capital on the date referred to in paragraph (b) of that subsection in respect of every loan

  1. (a) the whole or any part of the interest on which is payable (whether alone or jointly with any other person) by the borrower who signed the declaration under the said paragraph (c) or, in the case of joint borrowers, by any of the borrowers who signed that declaration or, where the 1211 borrower or any of those joint borrowers is married and is not treated for income tax purposes as living apart from his spouse, that spouse; and
  2. (b) which falls to be taken into account by virtue of subsection (2) below and is not to be disregarded by virtue of subsection (4) below.

(2) Subject to subsections (3) and (4) below, a loan falls to be taken into account under subsection (1) above if—

  1. (a) it is a loan in respect of which an option notice for the time being has effect; or
  2. (b) it is a loan to which Part I of Schedule 9 to the Finance Act 1972 (loans for purchase or improvement of land on which interest is eligible for relief in full) for the time being applies (cither in respect of the whole loan or subject to any limit of amount), and the land or caravan referred to in that Part is not used in such circumstances that it falls within paragraph 3(1)(b) of Schedule 1 to the Finance Act 1974 (commercial lettings).

(3) Without prejudice to section 34(2) of this Act, the reference in subsection (2)(b) above to Schedule 9 to the Finance Act 1972 is a reference to that Schedule either as amended by Schedule 1 to the Finance Act 1974 (restrictions on relief for interest) or (if interest on the loan is expected from section 12(3) of that Act) as originally enacted; and in the case of a loan to which the said Schedule 9 applies as originally enacted, the reference in subsection (2)(b) above to the use of land or a caravan in circumstances falling within paragraph 3(1)(b) of the said Schedule 1 shall be construed as a reference to use which would fall within that paragraph if that Schedule applied in relation to interest on the loan in question.

(4) Notwithstanding anything in subsection (2) above, a loan (in this subsection referred to as a "previous loan") which falls within paragraph (a) or paragraph (b) of that subsection shall be disregarded in determining the appropriate limit in relation to the relevant loan if—

  1. (a) the relevant loan is made with a view to the repayment by means of the relevant loan of the amount outstanding on the previous loan; or
  2. (b) the previous loan is an existing loan which is specified in a declaration made for the purpose of satisfying, in relation to the relevant loan, the condition in section 24(3)(d) of this Act; or
  3. (c) the previous loan was in connection with the only or main residence of a person who is, or is a qualifying relative of, the borrower or any of the joint borrowers under the relevant loan and the relevant loan is made for or in connection with any one or more of the purposes specified in section 24(1)(b) of this Act in such circumstances that the dwelling referred to in that section is to be used instead as that person's only or main residence.

The residence condition

24B.—(1) For the purposes of this Part of this Act, the residence condition is fulfilled with respect to a dwelling to which a declaration under section 24(3)(c) of this Act relates if and so long as—

  1. (a) the dwelling is occupied wholly or partly as his only or main residence by the borrower himself or, in the case of joint borrowers, by each of them; or
  2. (b) at any time when the borrower or any joint borrower does not occupy the dwelling as mentioned in paragraph (a) above, the dwelling is so occupied by a qualifying relative of his.

(2) For the purposes of this Part of this Act a person is a qualifying relative of a borrower (or a joint borrower) if he or she is—

  1. (a) the borrower's spouse and is living apart from the borrower;
  2. (b) the borrower's former spouse;
  3. (c) the mother of either the borrower or his spouse and is widowed or living apart from her husband or, in consequence of dissolution or annulment of marriage, is a single woman; or
  4. (d) such a relative of the borrower or his spouse as is specified in subsection (3) below and is either over the age of 65 or incapacitated by infirmity from maintaining himself, in whole or in part.

(3) The relatives referred to in subsection (2)(d) above are—

  1. (a) a parent or grandparent;
  2. (b) a brother or sister who is over the age of 16; and
  3. (c) a child or grandchild (in either case whether legitimate, adopted or illegitimate) who is over the age of 16.

(4) A person shall be treated for the purposes of this section as living apart from his or her spouse if he or she would be so treated for income tax purposes.

(5) If, after the delivery of a declaration under paragraph (c) of section 24(3) of this Act, the residence condition is not, within the period of 12 months specified in that paragraph, fulfilled with respect to the dwelling concerned, then, within the period of one month beginning on the day following the expiry of that period of 12 months, the borrower or, in the case of joint borrowers, each of them shall notify the lender in writing to that effect.

(6) If, at any time after—

  1. (a) the delivery of a declaration under paragraph (c) of section 24(3) of this Act, and
  2. (b) the residence condition has been fulfilled with respect to the dwelling concerned,
the residence condition ceases to be so fulfilled, then, within the period of one month beginning on the date on which that condition first ceased to be so fulfilled, the borrower, or, in the case of joint borrowers, each of them shall notify the lender in writing of the date on which the condition ceased, and of the fact that it has ceased, to be so fulfilled.

(7) Any person who knowingly fails to notify the lender as required by subsection (5) or subsection (6) above shall, on conviction on indictment, be liable to imprisonment for a term not exceeding two years ".")—(Lord Hughes.)

On Question, Amendments agreed to.

LORD HUGHES moved Amendment No. 65:

Page 125, line 18, at end insert— ("1B. In section 26 (extension of right to opt for subsidy to certain other cases) after subsection (4) there shall be inserted the following subsection: — (4A) In relation to a case where a self-build society, within the meaning of Part I of the Housing Act 1974, which is for the time being approved for the purposes of section 341A of the Income and Corporation Taxes Act 1970 borrows or has borrowed from a qualifying lender on the security of a freehold or leasehold estate of that society in Great Britain, the Secretary of State shall by regulations provide that this Part of this Act shall have effect with such adaptations and modifications of the provisions thereof (other than section 24(2)(b) and (c)), appearing to him to be appropriate or expedient, and subject to such special conditions appearing to him to be necessary or expedient, as may be prescribed by the regulations; and in relation to such a society, the said section 24(2)(b) shall have effect as if—

  1. (a) the reference therein to the Income Tax Acts included a reference to the Corporation Tax Acts; and
  2. (b) in subparagraph (ii) thereof, for the reference to income tax there were substituted a reference to corporation tax."

The noble Lord said: I beg to move Amendment No. 65. The purpose of this Amendment is to enable approved self-build societies to benefit from the option mortgage subsidy. The effect is that they will pay a lower rate of interest on the money they borrow for the purchase of land and for the construction and improvement of dwellings. Self-build societies are housing associations set up by groups of people building their own houses principally with their own labour, although some work requiring skills not available within the group may be contracted out. By acting co-operatively their work is facilitated and they gain some benefits which would not be available to them as individuals. The society almost invariably disbands when the houses are completed and occupied by the members. The societies do not receive any of the subsidies available to housing associations providing accommodation for letting.

At the Report stage in another place a new clause was introduced enabling the Secretary of State to approve self-build societies for the purpose of certain tax reliefs. Introducing the clause, the Minister of Housing and Construction said that it had long been a subject for complaint, which had been referred to in the Report of the evidence to the Cohen Committee in 1970, that self-build societies are not eligible either for tax relief on the interest on the mortgage loans or for the benefits of the option mortgage subsidy that co-ownership societies are.

The new clause introduced at the Commons' Report stage will enable approved self-build societies to obtain certain reliefs from corporation tax, and this Amendment will enable such societies to benefit also from the mortgage option subsidy. Neither the Amendment nor the new clause giving relief from corporation tax will enable individual members to claim relief from their personal tax assessments on the basis of their share of their societies' mortgage interest payments. The option mortgage subsidy is generally likely to be more beneficial to self-builders, who tend to have only moderate incomes, making it unnecessary to go into the drafting complexities of giving tax relief, which appear formidable. I beg to move.

BARONESS YOUNG

I should like to thank the noble Lord, Lord Hughes, for that, and say that I welcome this proposal. I shall want to study what he has said, because I think I might have further points on it. But I am glad to welcome the proposal contained in this Amendment.

On Question, Amendment agreed to.

Schedule 9, as amended, agreed to.

Schedule 10 agreed to.

Schedule 11 [Minor and consequential amendments]:

LORD GARNSWORTHY moved Amendment No. 65A: Page 126, line 39, at end insert—

("The Magistrates' Courts Act 1952

1. In Schedule 1 to the Magistrates' Courts Act 1952 (indictable offiences by adults which may be dealt with summarily with consent of accused) the following paragraph shall be inserted after paragraph 14:—

"15. Offences under section 24B(7) of the Housing Subsidies Act 1967".").

The noble Lord said: We have dealt with Amendments to Schedule 9 to the Bill, restricting the option mortgage scheme, to bring it into line with the restrictions on tax relief announced in the Budget and currently before Parliament in the Finance Bill. One part of these Amendments provides that it shall be an offence if a borrower knowingly fails to notify his lender that his loan is no longer eligible for option mortgage subsidy, and that following conviction on indictment the maximum penalty shall be two years' imprisonment. This Amendment provides that the same offence may, with the agreement of the accused, be tried summarily in a magistrates' court. On summary conviction the maximum penalty would be six months' imprisonment or £400 fine or both. I beg to move.

On Question, Amendment agreed to.

LORD GARNSWORTHY

I beg to move Amendment No. 66. This Amendment was dealt with when we were dealing with Clause 110.

Amendment moved.

Page 126, line 45, at end insert— ("1A. In section 105 of that Act (local authority's powers of dealing with land acquired for provision of housing accommodation) after subsection (4) there shall be inserted the following subsection: (4A) Where a local authority acquire a house or a building which may be made suitable as a house (or an estate or interest therein) and, in the case of such a building, themselves carry out any necessary work as mentioned in the last foregoing subsection, they shall, as soon as practicable after the acquisition or, as the case may be, after the completion of the necessary work, secure that the house or building is used as housing accommodation." ").—(Lord Garnsworthy.)

On Question, Amendment agreed to.

LORD GARNSWORTHY

Amendment No. 67 was covered when we were dealing with Amendment No. 41. I beg to move.

Amendment moved—

Page 128, line 10, at end insert: ("5A. At the end of section 6 of the Landlord and Tenant Act 1962 (interpretation) there shall be added the following subsection: (2) Any reference in section 2(1)(a) or section 3(1) of this Act to a person's address is a reference to his place of abode or his place of business or, in the case of a company, its registered office." ").—(Lord Garnsworthy.)

On Question, Amendment agreed to.

LORD GARNSWORTHY moved Amendment No. 68: Page 134, line 27, leave out ("for the words" closing or clearance order "there shall be substituted the words" or closing order" ").

The noble Lord said: This is a technical Amendment. The deletion of the words "clearance order" from the passing of the Act would mean that any person displaced from his home after the passing of the Act as the consequence of a clearance order would be denied a home loss payment to which he might otherwise be entitled. This is not the intention, and the Amendment will remove this possible loss of entitlement to home loss payment. It will result in the surplus word "clearance" being left in Section 29(7) of the Land Compensation Act 1973, but that can be removed later by Statute Law Revision or on consolidation, and it is certainly preferable to denying to individuals a home loss payment. I beg to move.

On Question, Amendment agreed to.

Schedule 11, as amended agreed to.

Remaining Schedules agreed to.

House resumed: Bill reported with the Amendments.